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It Pay$ to Opt-In with Courtesy Pay

As a result of amendments to Federal Regulation E, the following important change in our Courtesy Pay Program goes into effect on August 15, 2010. You must "opt in" if you wish to continue to utilize this convenient service.

By opting in, we will continue to authorize and pay overdrafts for everyday debit card transactions.

If you would like to continue to utilize this service, or if you want the option of using the service in the future, check "yes" by opting in below. If you opt in, the above transactions will continue to be covered in the same manner in which they are covered today, with the same qualifications required, and the same $25.00 fee which is being charged today.

You can now opt in via Home Banking, Click here for instructions

The Federal Reserve has amended Regulation E to require consumers to opt-in to the institution's overdraft service for one-time debit card transactions, before any overdraft fees can be assessed.

Without opting in, the regulation allows us to continue to authorize and pay overdrafts for the following types of transactions:

  • Checks and transactions made using your checking account number
  • Automatic bill payments

Please Detach and Mail or Fax to TBFCU when completed.

Member Name (Please Print) _________________________ Account # ___________________

[   ] Opt Out [   ] Opt In
I do not want my overdrafts paid under the Courtesy Pay Program. If I overdraw my account, I understand that, unless I have established other overdraft protection sources, I will be charged a fee for non-sufficient funds as well as fees imposed by merchants and collection agencies in addition to ultimately paying the overdrawn check. I would like to opt in and have my overdrafts paid under the Courtesy Pay Program. I agree to pay the Courtesy Pay fees associated with this account as stated in the fee schedule.

Account Holder Signature ____________________________ Date __________

Mail completed for to Tri Boro Federal Credit Union, 600 East 8th Ave, Munhall, PA 15120
Or fax completed form to 412-461-0842


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Please contact us with any questions or comments:
Phone: (412) 461-3018 | Fax: (412) 461-0842| Email: info@triboro-fcu.org