This is our privacy notice for our members. When we use the words "you" and "your", we mean the following types of members:
All of our consumer members who have a continuing relationship with us, such as:
We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.
We will also tell you what information we share with other entities. We will explain what your rights are, and how you can exercise them. If you share your account relationship with someone else - for example, where you are a co-borrower, or joint holder of a share draft account - we suggest that you share this information with each other to ensure that each of you are aware of our policy and your options.
We first define some terms.
We, our, and us means Tri Boro FCU.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control.
A nonaffiliated third party is a company that is not an affiliate of ours.
Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.
We collect nonpublic personal information about you from the following sources:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide product and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
We may disclose nonpublic personal information to nonaffiliated third parties. Here are the kinds of nonpublic personal information we disclose to nonaffiliated third parties:
We may disclose nonpublic personal information about you to the following types of nonaffiliated third parties:
We also reserve the right to disclose nonpublic personal information about you in the future with the following types of nonaffiliated third parties:
If you decide to close your account(s) or become an inactive member, we will follow the privacy policies and practices as described in this notice.
Nonaffiliated Third Parties. If you do not want us to share your nonpublic personal information with nonaffiliated third parties, you can block the release of certain nonpublic personal information. This is known as your right to "opt out".
Joint Marketing. We have explained the kinds of nonpublic personal information we may disclose to other financial institutions with whom we have joint marketing agreements. Federal law allows us to disclose information for that purpose. However, we will allow you to opt out of the disclosure of this information. If you prefer that we do not disclose nonpublic personal information to those financial institutions with whom we have a joint marketing agreement, you may opt out of those disclosures, that is, you may direct us not to make those disclosures.
Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.
If you have a joint account, each participant of this account has a separate right to opt out. If one of you chooses to opt out of the disclosure of nonpublic personal information and another does not, only information regarding the party who does not opt out will be disclosed. Any participant on the account can opt out on behalf of any other participant of the account.
Any previous opt out by you will now be applied to all information for which you can now opt out.
If you with to opt out of disclosures, you may do so by checking the appropriate box(es) on the Opt Out Notice included with this notice and returning it to us at this address:
In this notice, we have explained our policy about the disclosure of certain information.
Nonaffiliated Third Parties. We have explained the kinds of nonpublic personal information we may disclose to nonaffiliated third parties. We have also explained the kinds of nonaffiliated third parties with whom we may disclose the nonpublic personal information. If you prefer that we do not disclose nonpublic personal information to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law).
Joint Marketing. We have explained the kinds of nonpublic personal information we may disclose to other financial institutions with whom we have joint marketing agreements. Federal law allows us to disclose information for that purpose. However, we will allow you to opt out of the disclosure of this information. If you prefer that we do not disclose nonpublic personal information to those financial institutions with whom we have a joint marketing agreement, you may opt out of those disclosures - that is, you may direct us not to make those disclosures.
Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.
If you have a joint account, each participant of this account has a separate right to opt out. If one of you chooses to opt out of the disclosure of nonpublic personal information and another does not, only information regarding the party who does not opt out will be disclosed. Any participant on the account can opt out on behalf of any other participant of the account.
Any previous opt out by you will now be applied to all information for which you can now opt out.
If you wish to opt out of disclosures, you may do so by checking the appropriate box(es) on the form below, detaching it and returning it to us at this address:
| Do not share my nonpublic personal information with nonaffiliated third parties. | |
| Do not share my nonpublic personal information with other financial institutions with whom you have joint marketing agreements. | |
| Signature ______________________________________________________________________________________ | |
| Name(s)_______________________________________________________________________________________ | |
| Social Security Number(s)__________________________________________________________________________ | |
| Account Number(s)_______________________________________________________________________________ | |
| Street Address________________________________________________________ Apt. # _____________________ | |
| City, State, Zip__________________________________________________________________________________ | |