Vehicle Loans

Eliminate guess work and take advantage of our auto buying tools along with our Vehicle Loan FAQs during your search helping you make an informed decision. Tri Boro FCU is member-owned, allowing us to stay competitive with our Terms & Rates.

Do you currently have a vehicle loan somewhere else?

Call our 24/7 loan center at (866) 363-1959! You must be a member of Tri Boro FCU to apply for a loan.

New & Used Car Loans

You can get your vehicle loan at Tri Boro FCU several ways, before going to the dealership with Pre-Qualification, at the dealership or through a private party.

New Car/Truck Loans
APR* As Low AsTerm
3.590% Up to 63 Months
3.990% Up to 75 Months
**.25% will be added for the refinance of an existing Tri Boro loan.
New 2019-2018 Models or Demos with under 6,000 miles
Rate is determined by member's credit worthiness and borrowing limits.
All loan approvals are subject to normal underwriting guidelines.
Older vehicles will be subjected to a Condition Report.
Vehicle loans may require 20%-25% downpayment.  All vehicles must be titled.
* Annual Percentage Rate
Financing must originate at Tri Boro FCU

Used Car/Truck Loans
APR* As Low AsTerm
3.690% Up to 63 Months
4.190% Up to 75 Months
Older Model Vehicles (2010 & Older)
7.040% Up to 48 Months
**.25% will be added for the refinance of an existing Tri Boro loan.
New 2019-2018 Models or Demos with under 6,000 miles
Rate is determined by member's credit worthiness and borrowing limits.
All loan approvals are subject to normal underwriting guidelines.
Older vehicles will be subjected to a Condition Report.
Vehicle loans may require 20%-25% downpayment.  All vehicles must be titled.
* Annual Percentage Rate
Financing must originate at Tri Boro FCU

Calculate a Payment

Recreational Vehicles

Add some fun to life! Tri Boro FCU also has Recreational Vehicle Loans for Motorcycles, RVs (including motor homes and campers), Boats and ATVs.

ATV Loans
APR* As Low AsTerm
New ATV
9.200% Up to 54 Months
9.500% Up to 63 Months
10.000% Up to 75 Months
Used ATV
9.450% Up to 54 Months
9.750% Up to 63 Months
10.250% Up to 75 Months
**.25% will be added for the refinance of an existing Tri Boro loan.
New 2019-2018 Models or Demos with under 6,000 miles
Rate is determined by member's credit worthiness and borrowing limits.
All loan approvals are subject to normal underwriting guidelines.
Older vehicles will be subjected to a Condition Report.
Vehicle loans may require 20%-25% downpayment.  All vehicles must be titled.
* Annual Percentage Rate
Financing must originate at Tri Boro FCU

RV/Boat Loans
APR* As Low AsTerm
New RV/Boat
5.490% Up to 63 Months
5.790% Up to 75 Months
6.490% Up to 84 Months
6.990% Up to 120 Months
7.490% Up to 180 Months
Used RV/Boat
5.590% Up to 63 Months
5.890% Up to 75 Months
7.190% Up to 84 Months
7.690% Up to 120 Months
8.190% Up to 180 Months
Older Model RV or Boat (2010 & Older)
8.940% Up to 48 Months
9.940% Up to 84 Months
10.440% Up to 120 Months
10.940% Up to 180 Months
**.25% will be added for the refinance of an existing Tri Boro loan.
New 2019-2018 Models or Demos with under 6,000 miles
Rate is determined by member's credit worthiness and borrowing limits.
All loan approvals are subject to normal underwriting guidelines.
Older vehicles will be subjected to a Condition Report.
Vehicle loans may require 20%-25% downpayment.  All vehicles must be titled.
* Annual Percentage Rate
Financing must originate at Tri Boro FCU

Motorcycle Loans
APR* As Low AsTerm
New Motorcycle
5.490% Up to 63 Months
5.790% Up to 75 Months
Used Motorcycle
5.590% Up to 63 Months
5.890% Up to 75 Months
Older Model Motorcycle (2010 & Older)
8.940% Up to 48 Months
**.25% will be added for the refinance of an existing Tri Boro loan.
New 2019-2018 Models or Demos with under 6,000 miles
Rate is determined by member's credit worthiness and borrowing limits.
All loan approvals are subject to normal underwriting guidelines.
Older vehicles will be subjected to a Condition Report.
Vehicle loans may require 20%-25% downpayment.  All vehicles must be titled.
* Annual Percentage Rate
Financing must originate at Tri Boro FCU

Calculate a Payment

Model Years
Model YearMaximum Term
2019 - 2015 Up to 75 Months
2014 Up to 72 Months
2013-2011 Up to 60 Months
2010 & Older Up to 54 Months
Includes Cars, Trucks, Motorcycles and ATVs

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law."

Take me to the authorized source

We grant loans regardless of race, color, religion, national origin, sex, handicap, or family status. All disclosures will be provided at loan closing

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