3.99% APR FOR 15 MONTHS

                                             On balance transfers

                                             October 1, 2025—December 1, 2025

*APR=Annual Percentage Rate 3.99%.  Balance Transfers completed through 12-1-25 will receive 3.99% for 15 months from date of transfer.    After the promotional time frame expires, remaining balances will migrate to the standard APR applicable on your account. Additional limitations, terms and conditions may apply. Availability of offer based on creditworthiness.  Please contact your the credit union representative for complete details.  Availability of offer based on creditworthiness.  Expires 12/1/2025.

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